Long Term Care Education
One of the most important calculations in retirement planning is to understand the potential risk and costs for home care and facility care. At Casco our partners will provide critical information to help you and your family plan ahead financially to help identify a strategy to determine who and how care would be administered and to give our clients the flexibility to remain in their own home longer.
Medicare Education and Guidance
We take great pride in counseling our seniors to provide independent research to assist our clients to make the appropriate choice for their Medicare coverage. Making Medicare easy to understand is our goal. Explanation of what Medicare Parts A and B cover, detailing all the deductibles, copays and coinsurance, how Medicare Advantage plans (part C) work, and help choosing a cost effective Part D plan to cover medications are covered individually with each client.
Life Insurance Strategies
A permanent life insurance policy is a financial instrument funded with specific performance expectations based on your goals and objectives. Survivor income for your family and death benefit protection for your estate plan. We specialize in researching the most cost-effective life insurance plan for families and small businesses.
Life Insurance Performance Evaluation
At Casco Bay Insurance Associates we have developed strategies which have helped our clients to repurpose their life insurance policies to provide a “double duty” financial benefit. We have helped clients design their policy to pay a tax free death benefit, which can also be structured to pay for qualified long term care expenses.
“We have known Chris for 15 years. He helped us consolidate our retirements plans and researched the best way to liquidate my 403B plan. We very much enjoy our meetings with Chris and trust he will be there for our only daughter in the future. Chris reviewed and explained our home healthcare policies to ensure they meet our needs.”
— HERBERT AND JOYCE M. | Read more testimonials
